Business Protection

When it comes to your business, you have special needs to make sure that you insure your business in the event of a disaster. Adam Insurance Brokerage, LLC can help you address those needs by saving you time, money, and by offering you the following services:

• Property Coverage: Whether it comes to the physical location of your business or the property inside, we can tailor your coverage to fit your business insurance needs and make sure that your property is protected properly.
• Auto Coverage: When it comes to your business vehicles, we have solutions, from the owner’s vehicles to the sales fleet. We can help provide you with the right amount of liability coverage to make sure your vehicles are protected properly.
  
• Workers Compensation: When it comes to having your employees protected and understanding the complexity of legal requirements, we can help you with the right coverage options.
  
• Employment Practices Liability Insurance: Owning your own business, there are some questions you ask yourself. Can my business survive the defense of a lawsuit? If I lost, what would happen to my business? Would it survive a settlement? Let’s be honest: we live in a sue-conscious society. If your business is not protected properly it could suffer. We have coverage options that help protect your business properly in case of a lawsuit.
  
• Business Expense Protection: When it comes to owning your own business, you as the business owner are the key ingredient in providing income to cover your everyday expenses. What would happen if you became sick or injured? We have options in place that can help make you rest easily by providing short-term expense reimbursements for rent, utilities, and property/payroll taxes while you are unable to work.
  
• Group Health: We can help you choose from multiple options including the ability to manage your contribution as the employer. This can include the following:
  • PPO’s (Participating Provider Organization)
  • HMO’s (Health Maintenance Organization)
  • HRA’s ( Health Reimbursement Arrangement)
  • HSA’s ( Health Saving Accounts)
  • Dental

• Group Life: We can offer you help in providing basic coverage with features available to customize you and your employees plan.
• Group Short-Term Disability: We can help you give your employees the option at their expense to pick up an affordable short-term income plan while they are sick or hurt.